Even if you have bad credit, it doesn’t mean you can’t enjoy everyday luxury and a modern, all-electric drive. Take it from us — you can finance a brand new VinFast EV right now, whatever your credit history.
Key Takeaways
- Bad credit (in other words, a credit score under 580) takes a toll on the car-buying process, but you still have options (and very good ones, at that)!
- Right now, you can purchase a brand new VinFast EV with just about any credit score.
- With regular payments, getting on the road to owning a new EV can help you improve your credit!
- In your new VinFast crossover SUV, you’ll enjoy a high-speed performance, richly appointed cabin, and a host of incredible tech features.
Buying a Car with Bad Credit
Unfortunately, a low credit score can wreak havoc on your financing options. If you missed a few payments or ran up your credit card a little too high, your FICO credit score may be less than ideal — around 580 or less. With bad credit, you won’t have as many lending options, and loans for which you do qualify may have high interest rates.
VinFast’s Bad-Credit Financing Options
Here at VinFast of Sebring, we have a lot of experience working with drivers who have bad credit. Thanks to our extensive network of third-party lenders, we can even help you find financing options with competitive interest rates! We’ll help you set the terms of your loan to suit your current budget.
To help lower your monthly payment, it’s a good idea to save as big a downpayment as possible. Besides budgeting benefits, a healthy downpayment will make you look responsible to lenders, who may lower their interest rates in return. And we’re happy to accept your trade-in vehicle, which can also help reduce your monthly payments. Visit us anytime for a fair trade-in offer!
Make Your VinFast Payments to Improve Your Credit
Not only will we help you drive home in a cutting-edge crossover SUV, but financing a car with one of our partners can actually help your credit score. Of course, you’ll need to make timely payments on your loan! To help you stay on track, autopay options are available. Once you establish better credit, you’ll enjoy greater financial freedom in the future.
Here’s What Else You Need to Know
Right now, we’re offering your choice of two upscale EVs, the VinFast VF8 and VF9. The VF8 is a compact crossover, adept at navigating suburbia and smaller downtown spaces. The VF9 is a three-row, midsize SUV that’s as family-friendly as it is luxurious. Both models come standard with an excellent roster of modern infotainment and driver safety aids. Niceties like vegan leather upholstery and multi-colored ambient lighting are also included! Don’t settle for anything less. Here in Sebring, Florida, we’ll make sure you can buy a VinFast EV, bad credit or not!